Queens NY Bankruptcy Lawyer

Experienced Bankruptcy Attorney Serving Queens, Brooklyn, Manhattan, Bronx, Nassau and Suffolk


A Bankruptcy filing will stay on your credit report for 10 years.


However, the filing of a Bankruptcy will not keep you from getting credit.


Once you have received your discharge in Bankruptcy we recommend that you begin your "Fresh Start" with a secured credit card.


A secured credit card will help you establish a new credit history while helping you spend within your means.


Credit cards should be used responsibly and paid at the end of every month in full.

Why would a bank give you credit again after you filed for Bankrtupcy?


Some of the reasons why banks are willing to extend credit to Bankruptcy filers are:

1. You don't owe anyone any money (dischargeable debts eliminated)

2. Since you don't owe any money you have disposable income;

3. In most case you can't file a Bankruptcy again for 8 years, so there is a high likelihood you will pay your debt or they can sue you on your post bankruptcy debt; and

4. The banks can charge you higher interest because you filed for Bankrupcy protection in the past.

Castro Law, PLLC

82-11 37th Avenue, Suite 603

Jackson Heights, NY 11372

Tel: 718.533.8090

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Castro Law, PLLC: 82-11 37th Avenue, Suite 603, Jackson Heights, NY 11372, Tel. 718-533-8090 Fax 718-533-8091 Email: Info@castrofirm.com |ContactUs