BANKRUPTCY FAQS
What chapter Bankruptcy should I file?
How does a Chapter 7 Bankruptcy work?
How does a Chapter 13 Bankruptcy work?
Can I still file Bankruptcy under the new
law?
What documents should I bring with me to my bankruptcy consultation?
Do I need a lawyer to file a Bankruptcy?
What is the Bankruptcy 341 meeting?
Where is the Bankruptcy court located?
What is an unsecured creditor?
How does Bankruptcy effect my credit?
How do I pay for Bankruptcy if I am broke?
Should I charge more things to my credit cards before I file for Bankruptcy?
What is a Bankruptcy discharge?
What are the effects of a discharge?
Will I ever get credit again post Bankruptcy?
Queens NY Bankruptcy Lawyer
Experienced Bankruptcy Attorney Serving Queens, Brooklyn, Manhattan, Bronx, Nassau and Suffolk
I'VE BEEN TOLD BY FRIENDS THAT IF I'M GOING TO FILE BANKRUPTCY, I SHOULD CHARGE SOME MORE THINGS TO MY ACCOUNTS, REALLY?
Absolutely not. Charging things or taking loans not intending to pay for them, is the type of fraudulent conduct that makes a debt non-dischargeable.
How can creditors prove what your intent was?
They look at the dates of the charges and at the date of your filing bankruptcy. A Bankruptcy Judge isn't likely to believe that if you charged items shortly before filing Bankruptcy that you didn't have some idea you might be filing.
The key here is that the creditor will make a claim that you were still charging items even though you had no intention of paying them and/or knew that you couldn’t pay them.
Castro Law, PLLC
82-11 37th Avenue, Suite 603
Jackson Heights, NY 11372
Tel: 718.533.8090
Castro Law, PLLC: 82-11 37th Avenue, Suite 603, Jackson Heights, NY 11372, Tel. 718-533-8090 Fax 718-533-8091 Email: Info@castrofirm.com |ContactUs